Do You Have Bankitis?

Do you feel like your financial institution is more of a headache than a help? You might be suffering from Bankitis. This common condition occurs when you bank with a for-profit financial institution that prioritizes profits over people. Let’s explore the symptoms and the cure.

Symptoms of Bankitis

• Headaches from High Loan Rates
  Are you constantly stressing over loan payments because your interest rates are sky-high?

• Sick to Your Stomach About Your Credit Score
  Does it feel like your bank sees your low credit score as a barrier, not an opportunity to help you rebuild?

• Blurry Vision Searching for Surcharge-Free ATMs
  Do you waste time and energy trying to avoid fees at ATMs that should be convenient and accessible?

• Anxiety Over Low Certificate Rates
  Are your savings growing at a snail’s pace with underwhelming rates on CDs and savings accounts?

If these symptoms sound familiar, you may have Bankitis.

The Root Cause of Bankitis

Bankitis stems from banking with a for-profit financial institution that puts its board of directors and stockholders first. This profit-driven approach often leaves customers dealing with poor service, high fees, and a lack of personalized care.

• Have you ever called customer service only to be connected to someone you couldn’t understand?
• Have you visited your bank, only to find it closed when you needed it most?
• Have you waited in line forever just to get simple transactions done?

These are telltale signs that your bank is working against you, not for you.

The Cure: UBI Federal Credit Union

At UBI Federal Credit Union, we offer a proven remedy for Bankitis. Here’s why:

• We’re Not-for-Profit
  As a credit union, our priority is you, the member—not stockholders. Every decision we make is focused on benefiting our members and their financial well-being.
• We’re Local
  We live, work, and shop in the same neighborhood as you. That means we understand your needs and are here when you need us most.
• We Offer the Services You Need
  From savings and checking accounts to student loans, mortgages, debit and credit cards, we provide all the financial tools you expect—without the headaches.
• We Value Stellar Service
  Whether it’s quick customer support, convenient hours, or competitive rates, we’re here to make your banking experience seamless and stress-free.

Say Goodbye to Bankitis

Ready to feel better about your finances? Join UBI Federal Credit Union today and discover the difference a member-focused financial institution can make. Your cure is just around the corner. Let’s cure Bankitis together.